The 12 Steps of
Debtors Anonymous we adapt the Twelve suggested Steps of Alcoholics
Anonymous as the basis of our program of spiritual recovery. We use
their literature, substituting the word "debt" for "alcohol."
We admitted we were powerless over debt--that our lives had become
Came to believe that a Power greater than ourselves could restore us
Made a decision to turn our will and our lives over to the care of
God as we understood Him.
Made a searching and fearless moral inventory of ourselves.
STEP FIVE: Admitted
to God, to ourselves, and to another human being the exact nature of
STEP SIX: Became
entirely ready to have God remove all these defects of character.
STEP SEVEN: Humbly
asked Him to remove our shortcomings.
Made a list of all persons we had harmed and became willing to make
amends to them all.
STEP NINE: Made
direct amends to such people wherever possible, except when to do so
would injure them or others.
Continued to take personal inventory and when we were wrong promptly
Sought through prayer and meditation to improve our conscious contact
with God as we understood Him praying only for knowledge of His will
for us and the power to carry that out.
STEP TWELVE: Having
had a spiritual awakening as the result of these steps, we tried
to carry this message to compulsive debtors, and to practice
these principles in all our affairs.